About Debt

	Reduce Your Current Monthly Payments by Half
	Get Out of Debt in Three Years or Less
	Save 40% to 60% on Your Debt

Our debt settlement program is actually quite simple.

Low, affordable monthly payments. We will set you up with an affordable monthly payment, which is determined on a client-by-client basis between you and a counselor at Help Lower My Bills. Based upon what you are able to pay each month into your settlement account, we can determine how many months you will be part of the program, and ultimately be debt free. Throughout the program, we communicate with your creditors on your behalf and we assist you when dealing with aggressive, confrontational and abusive creditors or collectors.

Settling of Your Debt. Once you have retained our services, Debt Resolution Partners will commence the Service. DRP will advise the client of all good faith offers made by creditors and debt collectors, and of their acceptance of any offers made by them. They will not settle any account without any approval of the client, who has absolute discretion to accept or reject any settlement offer. They can only settle a debt once the full funds are available in Clients settlement account.

We negotiate your settlements for you. Your current level of unsecured debt will be skillfully negotiated for you, and essentially you will end up paying a fraction of the debt. Generally, we reduce your debt by 40-60% of the current total.

We work only for our clients, not for the benefit of the creditors. Becoming debt free is the first step to becoming financially secure, and debt settlement may be your best option.